10 Best Credit Cards for rewards in May-June 2022 | Secret Coins that are underrated
It is now impossible to think of your life without a credit card, right? And how much do you know about your credit card? These are credit cards that can help you in getting more rewards.
This article will discuss some of the best credit cards for rewards to get in May-June 2022.
Best credit card for rewards
Here we have listed some of the best credit cards used for rewards in May-June 2022.
Chase Freedom Flex
The Chase Freedom Flex is a great place to start if you want premium perks and higher spending limits. In addition, it can help you earn even more reward points if you combine it with other rewards-earning cards like the Chase Sapphire Reserve and Chase Sapphire Preferred.
The Freedom Flex card offers 5% cashback on travel, 3% on dining and drugstore purchases, and 1% on all other purchases. Furthermore, Chase offers a welcome bonus of $200 after spending $500 on purchases within three months of activating your account. Furthermore, there is no annual fee, making Chase superior to other credit cards.
Capital One Venture X Rewards
The new Capital One Venture X Rewards Credit Card was launched in early November 2021 by Capital One. It offers a $395 welcome bonus worth at least $1,000 in travel.
On the travel front, you’ll receive a $200 annual airline fee credit, more airport lounge access options than any other card, free Hilton and Marriott elite status, and up to $200 in Uber credits each year.
The yearly fee for the Capital One Venture X Rewards Credit Card is $395, which is significantly lower than other credit cards with higher rewards.
American Express Gold Card
One of the best options is the Amex Gold Card, which comes with many benefits. The American Express Gold Card can earn you many points from everyday spending by offering generous rewards at supermarkets, restaurants, and on certain flights booked through their website.
In the United States, restaurants and supermarkets offer 4 points for every dollar spent on the first $25,000 in purchases per calendar year, followed by 1 point for every dollar spent after that. In addition, it offers discounts on restaurants like Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations also offer an annual dining credit of up to $120.
The gold card comes with a $120 ($10 per month) annual Uber Cash credit that can be used on UberEats orders or Uber rides in the U.S. The Amex Gold Card is the best premium rewards credit card in 2022, with an annual fee of $250.
Delta Reserve Card
In 2022, the Delta Reserve will be the most valuable premium credit card. When flying with Delta Air Lines, the card gives you access to the Delta Sky Club, a free checked bag, priority boarding, and credit for Global Entry. In addition, the card now comes with a slew of new benefits, enhancing its value.
Delta Reserve cardholders will be able to use American Express Centurion lounges when flying with Delta Air Lines, and non-elite members will be eligible for flight upgrades.
Additionally, you can receive up to $100 in statement credits for eligible purchases made with your card at U.S. restaurants during your first three months as a member. However, this card comes with a $550 annual fee, which is higher than most credit cards.
Discover It Secured Credit Card | Citi Double Cash
Discover it Secured Credit Card gives you 2% cashback at gas stations and restaurants on up to $1,000 in combined purchases. Furthermore, you are eligible for an unlimited 1% cashback on all other transactions.
The Discover it Secured Credit Card has a low-interest rate, with a 6-month introductory A.P.R. of 10.99 percent on balance transfers, followed by a variable A.P.R. of 22.99 percent. The $0-annual-fee DCU Visa may be a better fit if you want to carry debt.
The Discover it Secured Credit Card has several features, most of which are related to credit and identity protection. It does, however, offer cardholders zero fraud liability and free overnight delivery on card replacements.
In addition, there is no late fee on the first late payment up to $40 after that. We do not, however, recommend that anyone take advantage of this. There are no international transaction fees with this card. On the other hand, Discover cards are not as widely accepted outside of the United States as other cards, making it the best credit card to apply for before 2022.
The Citi Double Cash may help you keep your spending habits in line with its pay and earn rewards structure and 0% A.P.R., in addition to being one of the best cashback cards on the market with its desired up to 2% cashback.
As previously stated, the Citi Double Cash offers an 18-month introductory A.P.R. of 0% on balance transfers, followed by a variable A.P.R. of 13.99 percent to 23.99 percent.
The ongoing A.P.R. is significantly lower than the average current interest rate, and it may be one of the lowest rates for a flat-rate cashback card of its type that we’ve seen so far this year. Keep in mind that if you don’t pay off your balance within the 0% window, you’ll be subject to the card’s variable A.P.R. for the rest of its life.
Marriott Bonvoy Boundless Credit Card
Points earned with the Marriott Bonvoy Boundless credit card can be redeemed in several ways. Points can be redeemed for stays in over 7,000 hotels in 130 countries with no blackout dates. The number of points needed to redeem for an award stay depends on the hotel and whether you book an off-peak, regular, or peak rate.
Marriott’s travel partners can redeem points for flights, car rentals, cruises, and vacation packages. You can pay for these items entirely in points or a combination of points and cash. In addition, you can use your points to get Priority Pass or T.S.A. PreCheck membership if you don’t need to book a trip or a hotel stay.
If you spend at least $35,000 on purchases per year with the Bonvoy Boundless card, you can advance to Gold Elite status. However, you’ll typically earn higher status organically through the Boundless’ 15 elite night credit or by booking directly with Marriott.
The best value is usually found when using points to book Marriott hotels when it comes to redemption. After meeting the spending criteria, you’ll want to carefully examine the reward chart to see how far your points will stretch toward other award nights beyond the first five free nights. Before 2022, the Bonvoy is still the best credit card to apply for.
American Express Business
The AmEx Business Gold Card earns up to 4x points on the first two qualified categories. When you use your points to book a trip, you’ll also get travel benefits like baggage insurance, trip delay insurance, and a 25% airline bonus. In addition, this card’s Pay Over Time feature allows you to carry a balance and earn interest on qualified purchases.
Premium roadside assistance is available to American Express® Business Gold Cardholders for free up to four times per year. Roadside assistance includes towing, winching, jump starts, tire replacements, gasoline delivery, and lockout services. The cardholder must be present with an eligible vehicle to use this service.
You can use your points to offset qualified charges on your current bill if you have at least 1,000 points in your account. In addition, you can use your points to purchase event tickets through A.X.S. or Ticketmaster if you have at least 2,000 points. You can also use your points to buy gift cards or shop on Amazon using your points.
United Club Infinite Card
After the Marriott Bonvey Credit Card, the United Club Credit Card is another good option if you’re a frequent flier. You’ll get a United Club membership as a cardholder, which grants you access to the airline’s airport lounges and partner lounges all over the world. The United ClubSM Infinite Card, on the other hand, stands out in terms of benefits.
In addition, unlike other credit cards that only offer bonus miles on purchases with specific airlines. Moreover, this card earns 2x miles on all travel purchases and dining at restaurants, as well as 4x miles on United purchases.
You also get two free checked bags, priority check-in, and early boarding on United flights when you pay with the card. In addition, the annual fee is $525, significantly less than the Marriott Bonvey credit card.
Capital One Platinum
The Capital One Platinum Card is a good option for people with average credit. There is no annual fee, and there are no international transaction fees. For many, however, the opportunity to earn a higher credit limit after making on-time payments for as little as six months is the most appealing feature.
The absence of annual fees on the card and the possibility of an automatic credit line increase based on good payment behavior are significant benefits. Other cards on the market, on the other hand, have similar features that provide rewards and other valuable bonuses.
Milestone Gold Mastercard
With a 29.90 % cash advance rate and a 29.90 % penalty rate. It’s important to remember that the A.P.R. penalty can be imposed indefinitely according to the card’s terms and conditions. As a result, if you choose to use this credit card, it’s critical to pay on time within 25 days of the billing cycle’s end.
Maintaining good credit requires a low credit utilization rate. Low credit limits, such as the $300 limit on the Milestone Gold card, make low credit use percentages challenging to maintain. Even for the most creditworthy applicants, the card’s low credit limit, combined with a hefty annual fee, keeps people with poor credit at bay. Credit cards like Milestone Gold prey on people who don’t have a better option due to poor financial decisions or are in a similar situation.
Chase Sapphire Reserve
Because of its high rewards points and perks on travel and dining out, Chase Sapphire has been one of the best credit cards. After spending $4,000 on purchases by Chase Sapphire in the first three months after opening your Chase account, you can earn 50,000 bonus points. In addition, you’ll get $750 towards travel if you redeem through Chase Ultimate Rewards.
Furthermore, Chase provides access to over 1,300 airport lounges worldwide after a one-time enrollment in Priority PassTM Select and a $100 application fee credit for Global Entry or T.S.A. PreCheck.
The Chase Sapphire Reserve earns Chase Ultimate Rewards points, exchanged for cash back, gift cards, or statement credits. Each point is worth one cent.
This article discussed the best credit cards that you should buy in 2022. However, it would help if you made a wise decision before choosing the best credit card. These credits that we have mentioned offer the most perks. Every card has its specialty, like the Marriott card has hotel perks, and the same goes for another credit card. For more updates, make sure to sign-up for our newsletter to keep yourself updated on the news all around the world.