The 10 Best Credit Cards for International Travel in 2022
Traveling is a great way to experience other cultures and people. However, traveling can be expensive, especially for international travel. The perfect credit card can solve a lot of problems. Before you book your next trip abroad, find out which credit card will get you the most miles. It’s never been easier to travel the world. With so many different credit cards, airline alliances, and destinations coming up, you can practically plot your next vacation in your sleep.
But with all of these options come plenty of decisions. Which card should you choose? What banks offer the best rates for international travel? And what are some tips that will help you save when you travel internationally?
There are a lot of big questions when it comes to international travel credit cards. Don’t worry – we’ve got you covered! Here is our list of the ten best international travel credit cards for 2022.
The Ten Best Credit Cards for international travel in 2022
We’ve compiled a list of the ten best credit cards for international travel for 2022.
1. Chase Sapphire Reserve
The Chase Sapphire Reserve card is a great option for international travel. While the signup bonus is high, there’s a $450 annual fee that you should take into consideration, and it’s only worth it if you use the 3x points per dollar on travel and dining and the $300 annual travel credit. If you’re eligible for a different Chase card with a lower annual fee.
For example, the Chase Sapphire Preferred has a $95 annual fee, and it has a 20% bonus when redeeming points for travel, which means it’ll be much easier to hit the 40,000 points needed for the bonus.
In addition, you get a bonus for transferring your Chase Ultimate Rewards points to a partner airline, whereas the Sapphire Reserve doesn’t do that.
2. Chase Ritz-Carlton Rewards Visa
The Chase Ritz-Carlton Rewards Visa has a $0 annual fee and a $37 foreign transaction fee. It also has an attractive signup bonus: Earn 60,000 bonus points after you spend $3,000 in purchases within the first three months of account opening.
That’s $750 toward travel when you redeem through Chase Ultimate Rewards. This is a good card that will save you a lot of money on travel.
You’ll get an annual travel credit each year in your cardmember year, and it can be used toward baggage fees, Global Entry fees, and over 500 other travel expenses. Chase Ritz-Carlton Rewards Visa Card is a credit card that offers travelers several travel perks.
The bonus points you earn can also be redeemed toward travel expenses, and there’s no cap on how many points you can earn toward travel.
3. Citi Prestige
The Citi Prestige card offers a $250 Air Travel Credit for air travel to and from the United States and a $250 Global Entry Credit for Global Entry, which means you can save a ton on trips abroad. The Global Entry credit alone will save you $100 if you use it for one trip, and it comes with a 10-year expiration date.
For international travelers, the Citi Prestige card offers a ton of valuable features. It has a great built-in trip insurance program, a concierge service, and a 24/7 travel assistance hotline.
You can access a massive list of services to help you save money and make the most of your trip. And the card doesn’t charge foreign transaction fees, so you save money just as much as you would with other international credit cards. You should use the Citi Prestige card for all of your international travel and save a ton of money on excellent trip insurance and a valuable Air Travel Credit.
4. American Express Platinum
The American Express Platinum card comes with a price tag of $450, but it is one of the best credit cards in the market. The card offers a lot of benefits that no other credit card in the market is offering. It has many travel perks and concierge service, which is not available on any other card in the market.
It comes with $200 airline credit and $200 in Uber credit every year. If you spend $5,000 in three months, you will get a $200 credit to go out and shop at the Amex Fine and Fashion stores. If you spend $30,000 in one year, you will get $100 credit. Its annual fee is $450.
5. Capital One VentureOne Rewards
The Capital One VentureOne Rewards card is a good card for international travel. In contrast to the Capital One Venture Rewards card, the card does not have a foreign transaction fee, which is a fee charged by some credit card companies for using your credit card to purchase a foreign currency.
The Capital One VentureOne Rewards card also has a higher rewards rate on travel and a lower annual fee than the Capital One Venture Rewards card. As a result, if you want to use a credit card to pay for your travels abroad, then the Capital One VentureOne Rewards card is a good option.
This card is one of the best travel rewards credit cards as far as rewards value is concerned. Capital One VentureOne Rewards card comes with a signup bonus of 40,000 miles.
6. Barclaycard Arrival Plus World Elite Mastercard
If you are traveling overseas, it can be difficult to remember to take multiple currencies with you. The Barclay Arrival Plus card is different. It’s a credit card that is solely for spending money overseas. The best feature of the Barclaycard Arrival Plus World Elite Mastercard is that it earns 2% cashback on all purchases (for miles and points junkies, that’s like getting 2x points on all purchases).
Even if you don’t have any “miles and points” credit card, spend some money on the Barclaycard Arrival Plus World Elite Mastercard, and you’ll earn miles on those purchases. You can then redeem those miles for free travel.
One simple way to use the card is to always have some money on this credit card for a week-long trip overseas. Then, use a lower interest credit card for everything else.
7. Bank of America Premium Rewards Credit Card
The Bank of America Premium Rewards Credit Card is a good credit card for most international travelers. If you’re planning to visit multiple countries in 2022, this card could be a smart choice. There are no foreign transaction fees, no additional card fees, no annual fees, and balance transfer fees for 18 months.
You can redeem your points for travel statement credits or redeem them for travel statement credits, merchandise, gift cards, cashback, or to make donations to charity. Points are worth 1¢ each when redeemed for travel statement credits.
8. Discover it, Miles
Discover Miles credit card is one of the best cards for frequent overseas travelers. It offers 1.5 miles for every dollar spent. With this card, you get a mile for every dollar spent on travel and dining out.
You can redeem these miles for free travel from any airline, hotel, and nearly anywhere if you book by phone. This card has no annual fee for the first year, and there is no foreign transaction fee. Discover is a bank that is FDIC-insured. In the case of the Discover it Miles Card, the rewards are given in cashback in the form of miles. The rewards are given in the form of 2% cashback on all purchases.
Travel purchases are rewarded with 1.5% cashback, and all other purchases are rewarded at 1%. The Discover it Miles Card has no annual fee, which is fairly standard.
9. Bank Americard Travel Rewards Credit Card
This card is a good card to have if you want to avoid paying too many foreign transaction fees. The card also offers 1.5 points for every $1 spent on purchases made outside of the United States, a good return rate. The points can be redeemed for cash back, gift cards and merchandise, but if you want to use them for travel, you’ll have to use your points towards travel through the Bank of America travel center.
The card doesn’t offer many signup bonuses and benefits, but the payments are cheap, and it offers a great rewards program for foreign transactions.
10. Barclaycard Arrival World Mastercard
The Barclaycard Arrival World Mastercard is a particularly good travel card. A no-fee travel rewards card allows users to earn unlimited 2X miles on every purchase, every day.
With this card, you also get a 5% redemption bonus when you redeem your miles for travel. For example, if you redeem your miles for travel, you get 5% of the miles back.
The way it works is simple. You use the card to buy something in a foreign country. Your purchase is converted to the local currency you are using. As soon as your transaction is complete, you receive an equivalent amount in your home currency. This is a great feature that could save you a lot of money.
How to choose the best credit card?
When it comes to international travel credit cards, there are a lot of big questions. Which card should you choose? What banks offer the best rates for international travel? And what are some tips that will help you save when you travel internationally?
Here, we’ve got the answers to all of those questions and more! You’ll find a list of the ten best credit cards for international travel for 2022, as well as a few tips to help you save.
If you’re worried about getting a good deal on your next vacation, don’t be! Check out our ten tips for saving money on your next international trip.
- Save money with a no foreign transaction fee card.
- Use a card with complimentary travel insurance.
- Get free airport lounge access.
- Use miles from your credit card to avoid paying for flights.
- Get green card insurance.
- Check rewards rates before booking a flight.
- Get a card that offers airport security lines access.
- Use your phone abroad to avoid costly roaming charges.
- Shop for flights in advance.
- Consider your hotel’s location when booking flights.
Tips on international travel
Whether you’re a frequent traveler or you’re just getting started, there are some important things to know before you embark on your next international journey.
Here’s a look at some of the most helpful international travel tips:
- Consider the type of travel you’re doing: Some cards offer better business and leisure trips rates than others.
- Do your research: There are a lot of different banks and credit cards out there. Make sure you’re choosing the one that best suits your needs.
- Be aware of blackout periods: Certain cards have blackout periods when they don’t allow you to use them for international travel. Make sure to check with your specific card for more information.
- Watch out for foreign transaction fees: Banks charge for using their card abroad. If your card charges these fees, make sure to keep enough cash on hand if you need it.
- Plan for emergencies: For the worst possible scenario, make sure you have all of your emergency contact information on hand. You may also want to pick up some traveler’s insurance!
We hope this guide helped you find the best international travel credit card for you! Remember, the most important factor in choosing a card is what you need it for.
For example, if you want to book plane tickets with your credit card, the card needs to show up on the plane’s screen. If you want to save money with your credit card, the card needs to have low-interest rates, an annual fee, and competitive rewards.
Make sure to check out our list of the ten best credit cards for international travel before you go on your next adventure in 2022!