How to Move to Italy With No Money?

How to Move to Italy With No Money?

How to Move to Italy With No Money?

After you’ve arrived in Italy, you need to apply for the Italian resident’s permit (permesso di soggiorno) at your local post office and then Questura (police headquarters) within 8 days. This residence permit permits you to legally reside in Italy for a period longer than 3 months.

A temporary residence permit for Italy can be valid for up to 5 years for non-EU nationals, and investors must invest a minimum of 50,000 euros through the StartUp Visa Program. Foreigners also need to register with their local police station within 8 days of arriving in the country.

It’s crucial to keep in mind that these are only estimates, and your unique situation will determine the actual cost of immigration to Italy. Before making the move, it is advised that you do extensive study and develop a complete financial plan in order to better comprehend the expenditures involved.

How much money do you need to immigrate to Italy?

The amount of money you need to immigrate to Italy depends on several factors, such as the type of visa you are applying for, the duration of your stay, and your living expenses. Here’s a rough breakdown of the costs you might need to consider:

  1. Visa application fees: Depending on the type of visa, fees can range from €27 to €116.
  2. Proof of financial means: For some types of visas (like the elective residence visa), you will need to demonstrate that you have sufficient financial means to support yourself during your stay in Italy. The amount may vary depending on your personal situation, but a general guideline is to have at least €31,000 per year for an individual and additional amounts for each dependent.
  3. Living expenses: This varies greatly depending on your lifestyle and location in Italy. As a rough estimate, you could expect to spend between €1,000 to €2,500 per month on housing, food, transportation, and other miscellaneous expenses.
  4. Health insurance: Non-EU citizens may need to purchase private health insurance, which can cost around €500 to €2,000 per year, depending on the coverage.
  5. Other costs: You might also need to budget for language courses, professional translation of documents, and other miscellaneous fees.

Taking all these factors into account, a rough estimate for immigrating to Italy could be anywhere from €20,000 to €50,000 for the first year, depending on your personal circumstances and lifestyle. Keep in mind that this is a general approximation, and individual costs can vary significantly.

Cost of Living in Italy | How to survive in Italy?

Before moving to Italy without money, it’s essential to investigate the costs of living there. Living costs in Italy are dependent on the area; however, generally speaking, it’s thought to be a fairly expensive country. It is important to plan your budget for transportation, food, housing, and other necessities.

For an accurate estimation of the price of living in Italy, you can utilize cost of living calculators on the internet or speak with ex-pats who have relocated to Italy. Also, you can research median salaries in your field to figure out what you could anticipate earning.

Learn Italian

The ability to learn Italian is vital if you wish to make it in Italy, particularly when you’re looking to get work or establish your own business. While you can survive using English in tourist destinations, the majority of Italians are fluent in Italian, and having a basic understanding of the language will allow you to become part of the Italian community and make connections with the people from the area.

There are a variety of language institutions and online resources to help you master Italian. You can also learn Italian by watching Italian films, listening to Italian music, and participating in Italian-language exchange events.

Look for job opportunities

Finding jobs in Italy isn’t easy; however, it’s not difficult. If you’re looking to relocate to Italy without a penny or a job, finding work is your top priority. Before you make the move, take the time to research opportunities in your field. You should also prepare an application and send a cover letter written in Italian.

There are also online job boards and recruitment agencies to locate job openings in Italy. Networking is also important in Italy. Italy,you should make sure to network with professionals from abroad and participate in trade shows.

Consider alternative housing options

Housing is often one of the largest costs when moving to Italy. If you’re thinking of moving with no money, think about alternative housing options such as couchsurfing, house sitting, or residing in hostels.

There are also alternatives to shared housing, including co-living spaces, which are often less expensive than renting your own home. There is also the possibility of finding affordable homes in smaller cities and towns outside of the main urban centers.

Apply for government assistance

If you’re a citizen of the European Union, then you might be eligible for assistance from the government in making the move to Italy. The EU grants money to job seekers, entrepreneurs, students, and others who want to pursue studies abroad.

It’s also worth contacting the embassy of your country’s home country in Italy to determine whether they can provide assistance for foreigners. You can also search for organizations in your community that assist refugees and immigrants.

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Saving for the move

Moving to a brand new place is an exciting experience. However, it can be costly. If you’re considering moving to Italy, it is essential to save some money to cover the costs. We’ll go over the most important tips that will help save money for the move to Italy.

Create a budget

Before you begin saving for your relocation to Italy, it is important to establish a budget. A budget can help you identify your current expenses and how much you’ll need to save. Begin by tracking your expenses over a couple of months, and then you can create an overall budget that covers the essential expenses, including food, housing, transportation, utilities, and so on.

When your budget is set and you know in what areas you can cut costs and save money, for instance, you could cut down on dining out costs, cancel subscriptions you don’t want to use, and change to a less expensive cell phone plan.

Set a savings goal

When creating a budget, it is important to establish an achievable savings target for your journey to Italy. This will keep you engaged and focused on your goals. For setting a savings target, consider the costs of your move, which include the cost of travel as well as visas, housing, and other costs that you will need to pay.

Once you have a rough estimation of the amount you’ll need to put aside, divide that amount by the amount of time you’ll need to save before your move to figure out how much you’ll need to put aside every month.

Cut Back on Expenses

One of the simplest methods of saving cash is by cutting down on expenses. There are many methods to reduce your costs and save more each month. For example, you can:

  • At home, cook instead of eating out.
  • You can cancel subscriptions and memberships that you don’t want to use.
  • Make use of public transportation instead of driving.
  • Find deals and offers on essential purchases.

If you cut down on your expenses, you’ll save money every month and achieve your savings goals faster.

Increase your income

Another option to save money to relocate to Italy is to boost your earnings. It is possible to do this through part-time work or launching a side hustle. There are numerous ways to earn extra cash by doing pet sitting for hire, freelance work, or selling products online.

You could also request an increase at your current job or search for better-paying jobs within your sector. If you can increase your earnings, it will allow you to save every month and hit your savings goal more quickly.

Start saving early

The earlier you begin saving money for your move to Italy, the better. By beginning early, you will be able to divide your savings over a longer period of time, helping you reach your savings goals. Additionally, you can take advantage of compounding interest by putting your funds in a high-yield savings account.

To begin saving early Make it an important part of your budget. You can also set up an automatic transfer from your savings account every month. This will help you save regularly and achieve your savings goals.

Finding affordable accommodation

Moving to Italy without a budget can be a challenge, especially when you’re trying to find affordable housing. But with a bit of investigation and creativity, you can locate affordable housing options that are within your budget. Here are some strategies to help you locate affordable housing in Italy:

Consider shared housing

Sharing housing is a common option in Italy, especially in large cities such as Rome and Milan. This kind of housing permits you to share a home with others, which will significantly cut down on your housing costs. shared housing on websites such as EasyStanza or Craigslist. Be sure to read reviews and get references before signing the agreement to share housing.

The shared housing option is an excellent way to meet new people and form bonds in a foreign country. But it’s essential to set clearly defined boundaries and rules for your roommates to create an enjoyable living environment.

Look for temporary accommodation

If you’re hesitant to sign a long-term lease, temporary accommodations could be an ideal alternative. There are temporary accommodations available through websites such as Airbnb, HomeAway, and VRBO. These sites offer short-term rentals, which are less expensive than traditional hotels.

Temporary accommodation is an option for those who are trying to decide if they’re seeking a long-term home or if they just need accommodation for a short time. It’s crucial to research the reviews and confirm that the property is legal before making an appointment.

Consider Subletting

Subletting is a different option for finding cheap accommodation in Italy. Subletting is the process of leasing a room or an apartment from someone who is renting. Subletting is a great alternative if you need an apartment for a short time. Subletting is available on sites like or EasyStanza.

Subletting is an economical alternative to leasing your own home. However, it’s crucial to ensure that the arrangement for subletting is legal and that you’re aware of your rights and responsibilities as tenants.

Look for accommodations outside of major cities

Living in big cities like Rome and Milan isn’t cheap. If you’re working on a tight budget, you might want to consider housing in cities and towns that aren’t the main cities. These places can provide lower housing prices, and the cost of living is lower.

Being a bit away from major cities may also provide the most authentic Italian experience and offer the chance to fully immerse yourself in the culture of the area. It is important to study the area thoroughly and ensure that you’re able to access essential facilities like transportation and healthcare.

Use social media

Social media is an effective way to locate cheap accommodation in Italy. Join ex-pat groups as well as the local communities on Facebook and request suggestions. You can also determine your own housing needs and find out whether anyone has an apartment or room to rent.

Social media platforms can allow you to connect with fellow locals and expats alike and make the transition to an unfamiliar country much simpler and more enjoyable. It’s crucial to be cautious when you share personal information online and

Managing living expenses

Managing your living expenses in Italy isn’t easy, especially when you’re living on a tight budget. With some planning and imagination, it is possible to reduce costs and manage your expenses efficiently. Here are some strategies to manage your expenses while living in Italy:

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Create a budget

Making a budget is the first step in managing your daily costs in Italy. A budget will allow you to determine your current expenses and the amount you can spend. Begin by keeping track of your expenses over a couple of months, and then you can create your budget, which includes every expense you need to pay for, like housing and food, transportation, and other utilities.

When the budget has been established and you know in what areas you can reduce expenses and save money, for instance, you could reduce the cost of dining out, cancel subscriptions you don’t need, or change to a lower-cost cell phone plan.

Cook at Home

Dining out can be costly in Italy, particularly in tourist regions. One option to save money on food costs is to cook at home. Italian cuisine is renowned for its tasty and easy recipes. You can discover fresh, local products in grocery stores and markets.

Cooking at home doesn’t just save you money; it can also be an enjoyable and satisfying experience. You could also attempt to make traditional Italian dishes to make your family and friends jealous.

Use public transportation

Public transport in Italy is cheap and efficient. Using public transport instead of taking a taxi or driving will save you a significant amount of money on transportation costs. Tickets are available in tabacchi shops or kiosks. There are weekly and monthly passes for regular users.

Biking and walking are well-known modes of transport in Italy, particularly in urban zones. They are not only green, however, but they also allow you to travel around the city at your own pace.

Take advantage of free activities

Italy is renowned for its art culture, history, and art. There are many free events and activities you can enjoy. The majority of museums have free admission on specific days, as do walks that are free and cultural activities.

Utilizing free activities will not only save you money, but it can also allow you to be immersed in Italian culture and discover something about the country’s fascinating past and culture.

Shop Smart

Shopping smart is another way to cut down on your living costs in Italy. Find bargains and discounts on the most essential purchases, and check prices at various shops. You can also go to markets and thrift stores for inexpensive household and clothing products. It is also essential to stay clear of purchasing on impulse and to stick to your budget. Spend the time to study and compare prices before making a purchase. Also, stay clear of unnecessary expenditures.

Earning money in Italy

If you’re considering moving to Italy and want to earn some money, there are a variety of options to choose from, from part-time work to creating your own company. Here are a few essential guidelines to help you earn a living in Italy:

Find a part-time job

Working part-time is the best opportunity to earn money in Italy. Restaurants and businesses hire part-time employees, particularly in the summer months when tourists are at their peak. There are job postings on sites like and Indeed. You can also visit local businesses to inquire about job openings.

A few popular options for part-time jobs that are available in Italy are teaching English, being an instructor or tour guide, or working in the hospitality industry. Be aware that you might need a work permit or a visa to be able to work in Italy legally.

Start your own business

The idea of starting your own business can be an enjoyable and lucrative option to earn cash in Italy. You can start a company in many different industries that range from food and dairy   fashion to design and development. Italy also provides a variety of incentives and opportunities for entrepreneurs, including tax breaks and programs for business development.

It’s essential to conduct research and develop a strong business plan before starting your own company. You might also have to register your company and get the necessary permissions, permits, or licenses.

Freelance Work

The possibility of freelance work is a different way to earn cash in Italy. Numerous companies and individuals employ freelancers for a range of tasks, ranging from editing and writing to graphic design and development. It is possible to find work for freelancers through websites such as Upwork or Freelancer.

It’s crucial to have a clear contract as well as a payment agreement with your customers to ensure you get the money you earned for your work.

Teaching English

Teaching English is a very popular part-time work option in Italy, particularly in major cities such as Rome or Milan. There are teaching positions in language schools, universities, and private schools. It is also possible to provide individual lessons.

It is essential to possess a TEFL certificate and prior teaching experience to be able to apply to be a teacher in Italy.

Work in Tourism

Tourism is one of the major industries in Italy, and there are many opportunities for employment in this industry. You could work as a tour guide, in a restaurant or hotel, or for a tourist company. Most such jobs will require proficiency in Italian and English and prior knowledge of the industry.

Legal and Administrative Procedures

Moving to Italy without a budget can be difficult, especially when it comes to understanding the administrative and legal procedures associated with moving to a different country. Here are some important suggestions to help you comprehend and navigate the legal and administrative procedures for moving to Italy.

Visa and Residency Permit

If you intend to remain in Italy for longer than 90 days, it is necessary to get a visa and a residency permit. There are a variety of available visas, including student visas, work permits, and family-based visas. You may get a visa from the Italian consulate or embassy in your country of residence.

When you arrive in Italy, it is necessary to be able to obtain a residence permit that allows you to remain there for a longer period of time. It is possible to apply for a residence permit at the police station or the post office.


Italy offers a nationwide health system that offers affordable healthcare to its citizens. To be able to access the health system, you’ll have to be issued a health certificate (tessera sanitaria) from your regional health authorities. Also, you’ll need to sign up with a physician and select an area-based healthcare center.

It is important to remember that certain healthcare services might not be covered under the national healthcare system, and you might need to buy privately owned health insurance to pay for these services.

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If you intend to work in Italy, it is necessary to pay tax on your earnings. In Italy, the tax system is complex, so it’s crucial to know the tax deadlines and obligations.

There are also opportunities to qualify for certain tax deductions or credits, including deductions for medical expenses and educational expenses. It’s essential to keep accurate details of your expenses and talk to a tax expert for any queries.


Opening an account at a bank in Italy is relatively easy. You’ll need evidence of your identity and residency, like an identity card and a residence permit. You’ll have the option of choosing from a wide range of account types and banks, such as checking accounts and savings accounts.

It is important to know the charges that come to your account, for example, ATM fees and transaction charges. It is also possible to look into alternatives to banking online to cut down on charges and save time.

Challenges and pitfalls

Moving to Italy is an exciting and fulfilling experience; however, it can also come with a fair amount of difficulties and pitfalls. Here are some important suggestions to help you navigate the pitfalls and avoid mistakes when you move to Italy:

The language barrier is an issue when you move to Italy. While a lot of Italians can speak English, it’s essential to master at least basic Italian to be able to converse with the locals and navigate daily situations.

If you take an Italian language course before moving to Italy, it will help you develop basic language skills and build confidence. It is also possible to learn to speak with Italians in the local language and take part in programs for the exchange of languages.

Culture Shock

Culture shock is a typical problem for those who move to a new place. Italy is a country with an intricate and diverse cultural heritage, and adapting to the traditions and customs takes time.

It is essential to remain open-minded and be prepared to learn and adapt to local cultural practices. Being a part of the local community and taking part in local events and festivals will assist you in adjusting to a new culture.


The Italian bureaucracy could be an overwhelming task, particularly when it comes to getting residence permits, visas, and other legal documents. It is essential to study the procedures and requirements to get these documents and be prepared to present the required documentation and details.

Engaging a reputable immigration lawyer or consultant can simplify the process and ensure the accuracy of the required documents and information.

What are some great reasons to move to Italy?

There are many compelling reasons to relocate, like the cuisine as well as the culture, beautiful landscapes, and rich history. Let’s also have some fun and come up with more fun motives:

  • Gelato: Go to Italy for delicious gelato! The flavors range from vanilla and chocolate to unique combinations such as lemon and basil. You can sample a new flavor each day.
  • The wine: Italy is renowned for its wines, and if you’re a fan of vino, then moving to Italy allows you to try some of the top wines.
  • Style: Italy is renowned for its fashion. Do you enjoy dressing up and looking fashionable? Get your bags packed!
  • Football: Italians are extremely passionate about football (soccer). So, those who love sports should relocate to Italy to take part in the passion for soccer.
  • Lovely languages: Italian is an intimate language that has an enchanting quality. If learning languages is your passion, then you may be able to do it in Italy!

From vibrant cities to picturesque landscapes, Italy offers a dreamy romantic getaway that’s difficult to resist. Now that you’ve figured out the benefits you’ll gain from moving to Italy, commit to making it a reality. Do you not want your day to be filled with adventures, excitement, and a sense of excitement that never fades?

Best Tips to Move to Italy With Little Money

Moving to Italy with a small budget can be difficult, but it’s not difficult. Here are some helpful tips to help you plan your move without spending a lot of money:

  • Find affordable housing: A major and most significant cost when you move to Italy is the cost of housing. Find affordable options, like renting a room or an apartment. It is also possible to live in a different area where rents tend to be lower.
  • Reduce the cost of transportation: Italy is home to a great public transportation system, so you should consider using trains or buses instead of owning a vehicle. It is also possible to purchase bicycles for your commute.
  • Earn a little money: Finding work in Italy can be a challenge, but it’s not difficult. Find opportunities in your area, or even consider teaching English as an international language. Also, you can look for work opportunities in the tourism sector during the peak tourist season. You can also sign up for the gig economy by signing up for the Pawns app and earning money by answering surveys while sharing your Internet connection.
  • Be a part of the culture: Living locally will save you money. Be a part of Italian tradition by making your meals, purchasing local products, and having drinks with your friends rather than going to expensive bars and restaurants.
  • Apply for government assistance: If you’re a citizen of one of the EU member states, you could be eligible for assistance from the government in Italy. Consult the local embassy to find out whether you are eligible.


How Much Will You Require To Move To Italy?

On average, you’re looking at approximately 1500 euros or 1800 USD per month to relocate to a small town or a bigger town. This doesn’t even include expenses for moving, which can be between 6,000 and 10,000 USD depending on your circumstances for the airfare, deposit on an apartment, assistance with the visa process, etc.

Can I Relocate to Italy Without Having a Job?

Elective visa, aka Italian retirement visa Who are they intended for? American retirees or people who earn a passive income and would like to relocate to Italy away from the USA and can financially live on their own without having to work? Validity: The residency permit is valid for one year, and it can be renewed.

How do I legally reside in Italy?

Once you’ve arrived in Italy, you need to apply for an Italian resident’s permit (permesso di soggiorno) at your local post office and then at Questura (police headquarters) within 8 days. The residence permit allows you to legally stay in Italy for a period longer than 3 months.

Are you able to move to Italy without a passport?

Americans require an entry visa, which must be obtained through an Italian consulate before coming to Italy, to stay in Italy longer than three months, and to obtain residency status. The procedure can take some time to complete, so it is advised to apply early before the date you plan to leave.

Is Italy offering money to move there?

For anybody prepared to move there, a town in southern Italy is paying up to €30,000. A dwindling population and abandoned homes have been a problem for Presicce-Acquarica. The town is offering incentives to those who buy a property and sign up to live there in an effort to entice new homeowners.

How much is rent in Italy?

In Italy, the average monthly rent is 800 EUR (880 USD). However, this is only the average; leasing costs might range from 540 to 1,700 USD (or 490 to 1,550 EUR). In the table below, monthly rental costs are listed by region, starting with the most costly.