What to Do If Insurance Company is Stalling

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What to Do If Insurance Company is Stalling

What to Do If Insurance Company is Stalling

There could be a number of explanations for your insurance company’s delay, some of which might be considered bad faith. In most cases, a straightforward talk with an accomplished lawyer may resolve the issue.

Whether you have a car insurance claim or another type of insurance, you can do a few things if your insurance company is stalling. These include talking to your insurance company’s supervisor, filing a claim, and organizing your documents.

Acknowledge the claim

Obtaining a quick answer from your insurer is a top priority. However, while you are waiting to hear back, you may want to call Coogan Gallagher to help expedite your recovery.

There are many reasons why an insurance company may take your claim off the table. Some insurers may try to stall the process by delaying payment, denying coverage, or pointing to complex language in the policy. On the other hand, they may be waiting to obtain additional information from you, such as claims forms or receipts. They may even be making lowball offers to settle the matter. The insurance company is in business to make money, and they do not want to give you any more than you need to keep you from filing a lawsuit against them.

The best way to ensure you get the best answer is to take the initiative and start a conversation with your insurer. This can be done via phone or in person. It’s a good idea to ask them if there are any steps you can take to improve your chances of getting a positive outcome. You may want to enlist the help of a lawyer as well. Taking legal action against your insurer is not for the faint of heart, but it can make sure you get the settlement you deserve.

The insurance company may also be requesting you to fill out a form; if that’s the case, you may be in luck. It’s not unusual for an insurance company to ask you to fill out a form and then tell you they need more information to process your claim. You should be able to get a response within the first 15 days, although you may be able to extend this period by several days.

Keep your claim documents organizedWhat to Do If Insurance Company is Stalling

Keeping your claim documents organized is important for a number of reasons. First of all, it makes the claims process move along. Second, it makes it easier to locate information if the insurance company claims that 

FAQ’s

What do I do if my insurance company is stalling in Georgia?

A lawsuit is a claimant’s strongest defence against an insurance company’s delay tactics. I frequently resolve a claim shortly after bringing a lawsuit. This is due to the fact that bringing a lawsuit demonstrates your resolve to take action and not just sit back and let the insurance company drag its feet.

What are the common reasons that affect the delay in collecting money from insurance companies?

The majority of the premium money that insurance companies receive is invested in accounts that yield interest. An insurance firm may postpone a payout in order to earn as much interest revenue as possible because they keep this money until they pay out to a policyholder.

What happens if insurance company doesn’t respond?

Call your insurance provider’s general claims department and see what happens. They can direct you to your adjuster or inform you that they are no longer employed by the firm or working on your case. Contact the adjuster’s manager if you still receive no response.